Attention homeowners in Lake Charles and Calcasieu County: Get an Appraisal today!

See the top seven reasons Louisiana homeowners need Josh Anderson Appraisals, INC.:

Pre-listing appraisals (whether they're selling the home themselves or using an agent)
To challenge a property tax assessment in Louisiana
Remove PMI to lower your mortgage payment
To reinstate your Home Equity Line of Credit (or HELOC)
Verify a different appraiser's report
In the case of a divorce in the state of Louisiana, where real estate property needs to be divided
To settle an estate in Calcasieu county or Louisiana by determining the true market value of the real estate in question


	Do you own a house in or near Lake Charles? Do you need help determining the price of your real estate? Contact Josh Anderson Appraisals, INC..

We at Josh Anderson Appraisals, INC. understand the special needs of a homeowner after appraisal services. Our usual business clients understand the appraisal process and the customary "products" we deliver to them. But as a consumer, we will give you extra guidance and explanations through the appraisal process to better understand what we do and how we present the results of our analysis.

For-Sale-by-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Professional appraisers, like the ones at Josh Anderson Appraisals, INC., will be objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract interested buyers, a professional appraisal is a crucial negotiating tool once you have a likely buyer. The appraisal is something concrete to show your buyer. The appraisal is an independent third party's opinion of your home's market value, not just you saying how much your home is worth. Potential buyers know you have an emotional attachment to your home and will be much more likely to give credibility to a seasoned appraiser's value opinion than yours.

Challenge a property tax assessment

Your local tax assessor may have your home overvalued if your home is not appreciating as much as other properties close by. That only means you are paying more taxes than you should. The earlier you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal from Josh Anderson Appraisals, INC. is your best weapon.

Need to remove PMI?

An attractive way to cut costs for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is down below 80% of the value of your house, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. We are seasoned in helping customers just like you abolish unnecessary PMI insurance.

Was your HELOC recently frozen?

If your house is near a declining area, your lender may just decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be harmful to your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow viewpoint. Josh Anderson Appraisals, INC. can help you reinstate your home equity line of credit with an expert appraisal.

We Also Provide Field and Desktop Appraisal Review Services

Do you need a seasoned appraiser to double-check your appraisal for efficiency, or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. If you're in a rush, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Josh Anderson Appraisals, INC. can help you with that. While usually requested by banks, you may wish to take advantage of this service if you suspect mortgage fraud related to your property.